Welcome to Female Independent

Providing one environment for all your mortgage and home insurance needs

Buildings Insurance:

Buildings insurance is a must when taking out a mortgage.

No lender will agree to a home loan without buildings insurance (unless your property is leasehold). Your property is the lenders' security on the loan, so they will understandably want you to have it insured against damage from fires, subsidence or heavy storms.

It's usual for lenders to either try to arrange buildings insurance for you or to make it a condition of the loan, but it's worth looking elsewhere as their quotes normally cost more than if you shop around.